If you have children under the age of 5 in the UK, there are various financial assistance programs and initiatives designed to support families like yours. Keep reading to learn about the different avenues of financial help available, helping you navigate the options and access the support you may be entitled to.
 

Disclaimer: The information provided on this website is for general informational purposes only and should not be considered as financial or professional advice. I make no representations or warranties regarding the accuracy, reliability, suitability, or availability of the information contained on this website.

1. Child Benefit:
Child Benefit is a key financial support available to families with children under 16 (or under 20 if they are in approved education or training). It is a tax-free payment provided by the government to help with the costs of raising a child. Make sure to apply for Child Benefit as soon as your child is born or comes to live with you to avoid missing out on this valuable support.

2. Universal Credit
Universal Credit is financial support provided to families with low incomes or specific circumstances. To check your eligibility and apply for , visit the official government website.

3. Healthy Start Scheme:
The Healthy Start Scheme aims to ensure that low-income families have access to essential healthy food and vitamins for their young children. If you are pregnant or have a child under 4 years old, and you receive certain benefits or have a low income, you may be eligible for Healthy Start vouchers. These vouchers can be used to purchase fruits, vegetables, milk, and infant formula from participating retailers.

4. Free Early Education and Childcare:
All children in the UK are entitled to free early education and childcare starting from the term after their third birthday. This includes 15 hours of free childcare per week, which can be extended to 30 hours for eligible working parents. The free childcare hours can be used at participating nurseries, pre-schools, and childminders. Check with your local authority or visit the government's childcare website for more information.

5. Tax-Free Childcare:
Tax-Free Childcare is a scheme that helps working parents save on childcare costs. It provides a government top-up for childcare costs, giving you additional savings. See here for more. 

6. Housing Benefit and Council Tax Reduction:
If you are a low-income family and struggle with housing costs or council tax payments, you may be eligible for Housing Benefit or Council Tax Reduction. These benefits can provide financial assistance to help ease the burden of these essential expenses. Contact your local council or visit their website to inquire about eligibility and the application process.

7. Community Support and Local Initiatives:
Beyond government programs, many local communities and charities offer additional support for families with young children. These can range from food banks and baby banks providing essential items to local parenting groups and playgroups offering a supportive network and access to resources. Research local community initiatives and organizations in your area to discover more. 
 

For further help, and to make sure you're receiving the full amount you're due, contact Citizens Advice.